Many self-builders assume that if they use a contractor or builder, they will have their own insurance cover for the project, but sadly, this is rarely the case. Your builder may say they are fully insured—and they probably believe it themselves—but the likelihood is they only have a public liability policy.
This covers them if they cause damage or injury to a third party following a negligent act, which you would have to prove. Being a liability insurance, it doesn’t cover issues like storm damage, arson, theft of materials or plant, to name just a few — essentially all the uncontrollable things you do need to protect yourself against.
Why use Self-Build Zone for your Site Insurance?
- Expertly designed self-build site insurance policies, including public liability and employers’ liability as standard
- 10-year structural warranty insurance backed by secure A-rated insurers
- Personal service from our expert team, with over 20 years of experience
- Ability to cover most construction methods, including unusual build types such as ICF, Strawbale, SIPs and more
- In-house technical team who can facilitate your building control and technical audit site visits to help streamline the self-build process
- Flexible site insurance policy lengths – cover available from three months to 24 months.
- Standalone public liability insurance for your plot if you wait for planning permission.
Protect your Investment
Self-build site insurance is necessary to protect your investment when renovating, converting, extending, or building a new home. Our policies cover the new work, the existing structure, and the rest of the site. They protect against losses such as fire, theft, flood, storm damage, vandalism, and accidental damage.
Looking for a self-build site insurance quote?
Structural Warranty Insurance
Whether you are building your ‘Dream Home’ as a Self-Build, Custom or Community Build or planning a Conversion, then our 10-year Structural Warranty is the best way to protect what may be your largest asset or investment. Our Structural Warranties are backed by A-Rated insurers and approved by the majority of Lenders in the UK.
Call the Self-Build Zone team on 0345 230 9874 or visit our website